.breadcrumb-nav[data-astro-cid-qaanghzh]{background:var(--bg-soft);border-bottom:1px solid var(--line);padding:12px 0;font-size:13px}.breadcrumb-nav[data-astro-cid-qaanghzh] ol[data-astro-cid-qaanghzh]{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:0}.breadcrumb-nav[data-astro-cid-qaanghzh] li[data-astro-cid-qaanghzh]{display:inline-flex;align-items:center;color:var(--muted)}.breadcrumb-nav[data-astro-cid-qaanghzh] a[data-astro-cid-qaanghzh]{color:var(--muted);text-decoration:none}.breadcrumb-nav[data-astro-cid-qaanghzh] a[data-astro-cid-qaanghzh]:hover{color:var(--navy);text-decoration:underline}.breadcrumb-nav[data-astro-cid-qaanghzh] span[data-astro-cid-qaanghzh][aria-current=page]{color:var(--navy);font-weight:500}.breadcrumb-nav[data-astro-cid-qaanghzh] .sep[data-astro-cid-qaanghzh]{margin:0 8px;color:var(--line)}:root{--navy: #0b3d91;--navy-dark: #082e6d;--orange: #e85d1a;--orange-dark: #c74d13;--ink: #1a2233;--muted: #5a6473;--line: #e6e8ee;--bg: #ffffff;--bg-soft: #f5f7fa;--bg-navy-soft: #eef3fb;--gold: #d4a642;--radius: 10px;--radius-lg: 14px;--maxw: 1140px;--font: "Inter", system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:var(--font);color:var(--ink);background:var(--bg);line-height:1.65;font-size:17px;-webkit-font-smoothing:antialiased}img{max-width:100%;display:block}a{color:var(--navy);text-decoration:none}a:hover{text-decoration:underline}.container{max-width:var(--maxw);margin:0 auto;padding:0 22px}.section{padding:56px 0}.section--soft{background:var(--bg-soft)}.section--navy{background:var(--navy);color:#fff}.section--navy h2,.section--navy h3{color:#fff}.section--navy .lead{color:#c9d6ec}h1,h2,h3{color:var(--navy);line-height:1.22;font-weight:700;margin:0 0 .5em}h1{font-size:34px;letter-spacing:-.5px}h2{font-size:25px}h3{font-size:19px}.lead{font-size:18px;color:var(--muted)}.eyebrow{font-size:12px;letter-spacing:1.5px;text-transform:uppercase;color:var(--orange);font-weight:600;margin-bottom:10px}.btn{display:inline-flex;align-items:center;gap:8px;padding:13px 22px;border-radius:var(--radius);font-weight:600;font-size:15px;border:1px solid transparent;cursor:pointer;transition:background .15s,color .15s}.btn--primary{background:var(--orange);color:#fff}.btn--primary:hover{background:var(--orange-dark);text-decoration:none}.btn--ghost{background:transparent;color:var(--navy);border-color:var(--line)}.btn--ghost:hover{background:var(--bg-soft);text-decoration:none}.btn--on-navy{border-color:#ffffff59;color:#fff}.btn--on-navy:hover{background:#ffffff1a;text-decoration:none}.site-header{position:sticky;top:0;z-index:50;background:var(--bg);border-bottom:1px solid var(--line)}.site-header .container{display:flex;align-items:center;justify-content:space-between;height:68px}.brand{font-size:19px;font-weight:700;color:var(--navy);letter-spacing:-.3px;display:inline-flex;align-items:center;gap:8px}.brand svg{flex-shrink:0}.brand b{color:var(--orange);font-weight:700}.nav{display:flex;align-items:center;gap:18px}.nav a{color:var(--ink);font-size:14px;font-weight:500}.nav a:hover{color:var(--navy);text-decoration:none}.nav a[aria-current=page]{color:var(--navy)}.menu-toggle{display:none;background:none;border:0;font-size:26px;color:var(--navy);cursor:pointer}.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-dark) 100%);color:#fff;padding:80px 0 72px;position:relative;overflow:hidden}.hero--photo{background:var(--navy-dark)}.hero--photo .hero-bg{position:absolute;inset:0;z-index:0;background-size:cover;background-position:center;opacity:.35;filter:saturate(.8)}.hero--photo:after{content:"";position:absolute;inset:0;background:linear-gradient(135deg,#0b3d91d9,#082e6dbf);z-index:1}.hero--photo .container{position:relative;z-index:2}.hero:before{content:"";position:absolute;inset:0;background-image:url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" width="600" height="600" viewBox="0 0 600 600"><g fill="none" stroke="%23ffffff" stroke-width="1" opacity="0.05"><path d="M100 500 L100 250 L150 250 L150 200 L200 200 L200 250 L250 250 L250 500 Z"/><path d="M280 500 L280 180 L340 180 L340 130 L400 130 L400 180 L460 180 L460 500 Z"/><path d="M490 500 L490 300 L540 300 L540 500 Z"/><rect x="120" y="290" width="20" height="20"/><rect x="120" y="330" width="20" height="20"/><rect x="120" y="370" width="20" height="20"/><rect x="120" y="410" width="20" height="20"/><rect x="170" y="290" width="20" height="20"/><rect x="170" y="330" width="20" height="20"/><rect x="170" y="370" width="20" height="20"/><rect x="170" y="410" width="20" height="20"/><rect x="220" y="290" width="20" height="20"/><rect x="220" y="330" width="20" height="20"/><rect x="220" y="370" width="20" height="20"/><rect x="220" y="410" width="20" height="20"/><rect x="300" y="220" width="20" height="20"/><rect x="300" y="260" width="20" height="20"/><rect x="300" y="300" width="20" height="20"/><rect x="300" y="340" width="20" height="20"/><rect x="300" y="380" width="20" height="20"/><rect x="300" y="420" width="20" height="20"/><rect x="350" y="180" width="20" height="20"/><rect x="350" y="220" width="20" height="20"/><rect x="350" y="260" width="20" height="20"/><rect x="350" y="300" width="20" height="20"/><rect x="350" y="340" width="20" height="20"/><rect x="350" y="380" width="20" height="20"/><rect x="350" y="420" width="20" height="20"/><rect x="410" y="220" width="20" height="20"/><rect x="410" y="260" width="20" height="20"/><rect x="410" y="300" width="20" height="20"/><rect x="410" y="340" width="20" height="20"/><rect x="410" y="380" width="20" height="20"/><rect x="410" y="420" width="20" height="20"/></g></svg>');background-repeat:no-repeat;background-position:right -60px bottom -30px;background-size:620px;opacity:.9;pointer-events:none}.hero .container{position:relative;z-index:2}.hero--photo{position:relative;overflow:hidden}.hero--photo:before{display:none}.hero--photo .hero-bg{position:absolute;inset:0;background-size:cover;background-position:center;background-repeat:no-repeat;z-index:0}.hero--photo .hero-bg:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,#0b3d91eb,#0b3d91c7 55%,#082e6da6),linear-gradient(180deg,#00000026,#0000 40%)}.hero--photo h1,.hero--photo .lead,.hero--photo .eyebrow,.hero--photo .hero-trust{text-shadow:0 1px 2px rgba(0,0,0,.25)}.hero h1{color:#fff;max-width:20ch;font-size:42px}.hero .lead{color:#c9d6ec;max-width:58ch;font-size:19px}.hero .eyebrow{color:#9fb6dc}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.hero-trust{margin-top:28px;display:flex;gap:24px;flex-wrap:wrap;color:#c9d6ec;font-size:14px}.hero-trust span{display:inline-flex;align-items:center;gap:7px}.hero-trust i{color:var(--gold)}.grid{display:grid;gap:18px}.grid--2{grid-template-columns:repeat(2,1fr)}.grid--3{grid-template-columns:repeat(3,1fr)}.grid--4{grid-template-columns:repeat(4,1fr)}.card{background:var(--bg);border:1px solid var(--line);border-radius:var(--radius-lg);padding:24px;transition:transform .2s,box-shadow .2s}.card:hover{transform:translateY(-2px);box-shadow:0 8px 24px #0b3d9114}.card .ico{font-size:28px;color:var(--orange)}.card h3{margin:14px 0 6px}.card p{margin:0 0 10px;color:var(--muted);font-size:15px}.card ul{margin:0;padding-left:18px;color:var(--muted);font-size:14px}.card ul li{margin:.25em 0}.card-link{display:inline-flex;align-items:center;gap:6px;color:var(--orange);font-weight:600;font-size:14px;margin-top:12px}.card-link:hover{text-decoration:underline}.feature{text-align:left}.feature .ico{font-size:26px;color:var(--gold)}.feature h3{font-size:16px;margin:10px 0 4px;color:#fff}.feature p{color:#c9d6ec;font-size:14px;margin:0}.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.stat{text-align:center;padding:18px;background:#ffffff0d;border:1px solid rgba(255,255,255,.1);border-radius:var(--radius-lg)}.stat .val{font-size:32px;font-weight:700;color:var(--gold);line-height:1.1}.stat .lab{font-size:13px;color:#c9d6ec;margin-top:6px}.cta-band{background:var(--navy);color:#fff;border-radius:var(--radius-lg);padding:36px;display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap}.cta-band h2{color:#fff;margin:0 0 4px}.cta-band p{margin:0;color:#c9d6ec}.post-card{border:1px solid var(--line);border-radius:var(--radius-lg);overflow:hidden;background:var(--bg);display:flex;flex-direction:column;transition:transform .2s,box-shadow .2s}.post-card:hover{transform:translateY(-2px);box-shadow:0 8px 24px #0b3d9114}.post-card .thumb{height:110px;display:flex;align-items:center;justify-content:center;color:#fff}.post-card .thumb i{font-size:34px;opacity:.95}.post-card .body{padding:18px}.post-card .cat{font-size:11px;font-weight:600;letter-spacing:.5px;text-transform:uppercase;color:var(--orange)}.post-card h3{font-size:16px;margin:8px 0 0}.post-card h3 a{color:var(--navy)}.site-footer{background:var(--navy-dark);color:#c9d6ec;padding:44px 0 28px;font-size:14px}.site-footer .grid{gap:26px}.site-footer a{color:#c9d6ec}.site-footer a:hover{color:#fff}.site-footer h4{color:#fff;font-size:14px;margin:0 0 12px}.site-footer .brand{color:#fff}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:30px;padding-top:18px;color:#8ea6cf;font-size:13px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:8px}.breadcrumb{font-size:13px;color:var(--muted);padding:16px 0 0}.breadcrumb a{color:var(--muted)}.prose{max-width:760px;margin:0 auto}.prose p{margin:0 0 1.1em}.prose h2{margin:1.6em 0 .5em;font-size:23px}.prose h3{margin:1.3em 0 .4em;font-size:18px}.prose ul,.prose ol{margin:0 0 1.1em;padding-left:22px}.prose li{margin:.3em 0}.prose a{color:var(--navy);text-decoration:underline;text-underline-offset:2px}.prose strong{color:var(--ink)}.prose blockquote{border-left:4px solid var(--orange);padding:4px 0 4px 18px;margin:1.4em 0;color:var(--muted);font-style:italic}.prose table{border-collapse:collapse;margin:1.2em 0;width:100%;font-size:15px}.prose th,.prose td{border:1px solid var(--line);padding:10px 12px;text-align:left}.prose th{background:var(--bg-navy-soft);color:var(--navy)}.article-head{max-width:760px;margin:0 auto}.article-head h1{margin-bottom:.2em}.article-meta{color:var(--muted);font-size:14px;display:flex;gap:14px;flex-wrap:wrap;margin-bottom:8px}.tag{display:inline-block;background:var(--bg-navy-soft);color:var(--navy);font-size:12px;font-weight:600;padding:4px 11px;border-radius:999px}.faq-block{max-width:760px;margin:36px auto 0;border-top:1px solid var(--line);padding-top:8px}.faq-block details{border-bottom:1px solid var(--line);padding:14px 0}.faq-block summary{font-weight:600;color:var(--navy);cursor:pointer;list-style:none}.faq-block summary::-webkit-details-marker{display:none}.faq-block summary:before{content:"+";display:inline-block;width:20px;color:var(--orange);font-weight:700}.faq-block details[open] summary:before{content:"−"}.faq-block p{color:var(--muted);margin:10px 0 0;padding-left:20px}.cat-filter{display:flex;gap:8px;flex-wrap:wrap;margin:18px 0 26px}.cat-filter button{background:var(--bg);border:1px solid var(--line);color:var(--ink);padding:7px 14px;border-radius:999px;font-size:13px;cursor:pointer}.cat-filter button.active{background:var(--navy);color:#fff;border-color:var(--navy)}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.wizard{max-width:720px;margin:0 auto;background:var(--bg);border:1px solid var(--line);border-radius:var(--radius-lg);padding:32px}.wizard-progress{display:flex;align-items:center;gap:8px;margin-bottom:24px}.wizard-progress .step{flex:1;height:6px;background:var(--line);border-radius:999px;overflow:hidden}.wizard-progress .step.done{background:var(--gold)}.wizard-progress .step.current{background:var(--orange)}.wizard-progress .label{font-size:13px;color:var(--muted);margin-left:8px;white-space:nowrap}.wizard-step{display:none}.wizard-step.active{display:block;animation:fadeIn .25s ease}@keyframes fadeIn{0%{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}.wizard-step h3{margin:0 0 6px;font-size:20px}.wizard-step p.hint{color:var(--muted);font-size:14px;margin:0 0 20px}.wizard-actions{display:flex;justify-content:space-between;gap:12px;margin-top:24px}.field{margin-bottom:16px}.field label{display:block;font-size:14px;font-weight:600;color:var(--ink);margin-bottom:6px}.field .req{color:var(--orange)}.field input[type=text],.field input[type=email],.field input[type=tel],.field input[type=number],.field textarea,.field select{width:100%;padding:11px 14px;border:1px solid var(--line);border-radius:var(--radius);font-family:inherit;font-size:15px;background:var(--bg);color:var(--ink)}.field input:focus,.field textarea:focus,.field select:focus{outline:2px solid var(--navy);outline-offset:0;border-color:var(--navy)}.field textarea{min-height:100px;resize:vertical}.field-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}.choice-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}.choice{position:relative}.choice input{position:absolute;opacity:0;pointer-events:none}.choice label{display:flex;align-items:center;gap:10px;padding:14px;border:1px solid var(--line);border-radius:var(--radius);cursor:pointer;font-size:14px;font-weight:500;transition:all .15s}.choice label i{font-size:22px;color:var(--navy)}.choice input:checked+label{border-color:var(--orange);background:#fff5ef;color:var(--navy)}.choice input:checked+label i{color:var(--orange)}.trust-strip{background:var(--bg-soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:22px 0}.trust-strip .container{display:flex;align-items:center;justify-content:space-around;flex-wrap:wrap;gap:22px}.trust-strip .item{display:inline-flex;align-items:center;gap:10px;color:var(--muted);font-size:14px;font-weight:500}.trust-strip .item i{color:var(--orange);font-size:22px}.two-col{display:grid;grid-template-columns:1.1fr 1fr;gap:40px;align-items:center}.two-col img,.two-col svg{width:100%;height:auto;border-radius:var(--radius-lg)}.check-list{list-style:none;padding:0;margin:20px 0 0}.check-list li{padding-left:30px;position:relative;margin:10px 0;color:var(--ink)}.check-list li:before{content:"✓";position:absolute;left:0;top:0;width:22px;height:22px;background:var(--orange);color:#fff;border-radius:50%;font-size:13px;font-weight:700;display:inline-flex;align-items:center;justify-content:center}.testi{background:var(--bg-soft);padding:24px;border-radius:var(--radius-lg);border-left:4px solid var(--orange)}.testi p{margin:0 0 12px;color:var(--ink);font-style:italic;font-size:15px}.testi .who{font-weight:600;color:var(--navy);font-size:14px}.testi .who span{color:var(--muted);font-weight:400}@media(max-width:860px){.grid--2,.grid--3,.grid--4,.stats{grid-template-columns:repeat(2,1fr)}.two-col{grid-template-columns:1fr}.nav{display:none}.nav.open{display:flex;position:absolute;top:68px;left:0;right:0;flex-direction:column;align-items:flex-start;gap:0;background:#fff;border-bottom:1px solid var(--line);padding:8px 22px 16px}.nav.open a{padding:10px 0;width:100%}.menu-toggle{display:block}h1,.hero h1{font-size:30px}.field-row,.choice-grid{grid-template-columns:1fr}.wizard{padding:24px 20px}}@media(max-width:560px){.grid--3,.grid--4{grid-template-columns:1fr}.cta-band{padding:24px}.stats{grid-template-columns:1fr 1fr}}
